Terms of Use

Effective Date: 20/03/2014

1. Acceptance of Terms

By accessing or using the Morternz website (morternz.com) and any related services (the “Services”), you agree to be bound by these Terms of Use (“Terms”) and our Privacy Policy. If you do not agree to these Terms, please do not access or use our Services.

2. Description of Services

Morternz provides a range of innovative financial services including, but not limited to:

• Decentralized Finance (DeFi) platforms for liquidity management.
• Solutions for resolving restricted transactions in politically or legally sensitive environments.
• Intermediary Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance services.
• Advisory and structuring for sovereign bond transactions and financial instruments.

These Services are intended for governments, financial institutions, corporations, and high-net-worth individuals.

3. Eligibility

By using our Services, you represent and warrant that:

• You are at least 18 years of age or of legal age in your jurisdiction.
• You have the legal authority to enter into and abide by these Terms.
• You are not barred from using our Services under any applicable laws.

4. Account Registration and Security

Where applicable, you may be required to create an account to access certain features of our Services. You agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain the confidentiality of your account credentials.
• Notify Morternz immediately of any unauthorized use or breach of your account.

Morternz is not responsible for any losses incurred due to your failure to protect your account information.

5. User Responsibilities and Acceptable Use

You agree to use our Services only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use of the Site. Prohibited conduct includes, but is not limited to:

• Unauthorized access, reverse engineering, or misuse of our systems.
• Interfering with or disrupting the operation of our Services.
• Engaging in fraudulent or illegal activities.

6. Intellectual Property Rights

All content, trademarks, logos, and intellectual property on the Site are the property of Morternz or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the content solely for your personal or internal business purposes, subject to these Terms. Any unauthorized use or reproduction of our intellectual property is strictly prohibited.

7. Disclaimers and Limitation of Liability

7.1 Disclaimer of Warranties

Our Services are provided “as is” and “as available” without any warranties of any kind, whether express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement. Morternz does not guarantee that our Services will be uninterrupted, error-free, or secure.

7.2 Limitation of Liability

To the fullest extent permitted by law, Morternz and its affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues arising out of or in connection with your use of our Services, even if advised of the possibility of such damages. Our aggregate liability for any claims arising under these Terms shall not exceed the amount paid by you, if any, for accessing our Services.

8. Indemnification

You agree to indemnify, defend, and hold harmless Morternz, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney fees and costs, arising out of or in any way connected with your access to or use of our Services, your violation of these Terms, or your infringement of any third-party rights.

9. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not owned or controlled by Morternz. We are not responsible for the content, privacy policies, or practices of any third parties. Your use of such websites or services is at your own risk and subject to the terms and conditions of the respective third party.

10. Termination and Suspension

Morternz reserves the right to suspend or terminate your access to our Services, in whole or in part, at any time and for any reason, including without limitation if you violate these Terms. Upon termination, all licenses and rights granted to you under these Terms will immediately cease, and you must promptly cease all use of the Services.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or your use of the Services shall be resolved through arbitration in [Insert Location], unless otherwise agreed by the parties. In the event that arbitration is not available or appropriate, you agree to submit to the exclusive jurisdiction of the courts located in [Insert Location].

12. Modifications to These Terms

Morternz reserves the right to update or modify these Terms at any time, with or without notice to you. Your continued use of the Services after any such changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically to stay informed about our practices.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions will remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Morternz regarding your use of our Services and supersede all prior agreements, understandings, or representations regarding the same.

15. Contact Information

For any questions or concerns regarding these Terms of Use, please contact us at:

Morternz Sovereign Finance
Route de Saint-Cergue 24bis #1068
Nyon, VD 1260
Switzerland
Email: legal@morternz.com

Disclaimer: This document is provided for informational purposes only and do not constitute legal advice. Morternz recommends that you consult with legal counsel to ensure these documents meet all applicable legal requirements and accurately reflect the company’s practices.