Privacy Policy

Effective Date: 20/03/2014

1. Introduction

Welcome to Morternz (“Company”, “we”, “our”, or “us”). This Privacy Policy describes how Morternz collects, uses, discloses, and protects information obtained through our website, morternz.com (the “Site”), and any related services (collectively, the “Services”). We are dedicated to safeguarding your privacy while delivering innovative financial solutions including DeFi platforms, restricted transaction resolution, intermediary KYC arrangements, and sovereign bond advisory. This Policy applies to all users, including governments, institutions, and individual users interacting with our digital services.

By accessing or using our Services, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies, please do not access or use the Site.

2. Information We Collect

2.1 Personal Data

We may collect personally identifiable information (“Personal Data”) that you voluntarily provide when you register for an account, fill out a form, request support, or otherwise interact with our Services. This information may include:

• Contact Information: Name, email address, postal address, telephone number, and other contact details.
• Identity Verification Data: Government-issued identification details (as required by KYC/AML procedures), passport or driver’s license numbers, and other documents necessary for identity verification.
• Financial Information: Banking details, transaction data, payment method information, and details related to your financial transactions or investments.

2.2 Non-Personal Data

We automatically collect non-identifiable information that does not personally identify you. This information may include:

• Technical Data: IP addresses, browser types, operating system details, device identifiers, and geolocation data.
• Usage Data: Pages visited, time spent on pages, navigation paths, and other analytical data regarding your interaction with the Site.
• Cookies and Similar Technologies: Data collected via cookies, web beacons, and similar tracking technologies as described in our Cookie Policy.

2.3 Third-Party Sources

We may receive information about you from third-party partners, such as financial institutions, regulatory bodies, or KYC/AML service providers, in order to comply with legal obligations and enhance our service offerings.

3. How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide and Maintain Services: Deliver our financial solutions, process transactions, and manage user accounts.
• Improve User Experience: Analyze data to enhance and optimize our website and services, ensuring robust performance and security.
• Compliance and Risk Management: Verify user identity, ensure adherence to KYC/AML regulations, and meet legal and regulatory obligations.
• Communication: Contact you regarding account updates, service changes, technical support, and marketing communications where permitted by law.
• Research and Development: Develop new products, improve existing services, and conduct market research to enhance our offerings.

4. How We Share Your Information

Your information may be disclosed to third parties under the following circumstances:

4.1 Service Providers

We share information with trusted third-party vendors and service providers who assist with various aspects of our operations (e.g., IT services, analytics, payment processing, and KYC/AML verification). These parties are bound by confidentiality obligations and are prohibited from using your data for any other purposes.

4.2 Regulatory and Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request. This includes sharing data with law enforcement, regulatory authorities, or other government agencies as necessary.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction. We will take reasonable steps to ensure that your data remains protected during any such transfer.

4.4 With Your Consent

We may also share your information with third parties if you provide explicit consent for specific uses or disclosures.

5. Data Security

Morternz employs a variety of industry-standard security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption: Data encryption both in transit and at rest.
• Access Controls: Strict internal access controls and authentication procedures.
• Monitoring: Regular audits, monitoring, and security assessments.
• Incident Response: A comprehensive incident response plan to promptly address any data breaches or security incidents.

While we take reasonable precautions, no security system is impenetrable, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including compliance with legal obligations, dispute resolution, and enforcement of our agreements. Data retention periods may vary depending on the nature of the information and applicable legal requirements.

7. International Data Transfers

Your information may be transferred to, stored, and processed in countries outside your jurisdiction, including jurisdictions that may not have data protection laws equivalent to those in your country. We take appropriate measures to ensure that your data receives adequate protection during such transfers, including the use of standard contractual clauses and other safeguards.

8. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

• Access and Correction: Request access to or correction of your personal information.
• Deletion: Request deletion of your data, subject to legal and operational restrictions.
• Objection and Restriction: Object to or request the restriction of certain processing activities.
• Data Portability: Request transfer of your personal data to another entity.
• Consent Withdrawal: Withdraw your consent where processing is based on your consent.

To exercise these rights or for any inquiries regarding your data, please contact us using the contact details provided below.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, or legal requirements. We will notify you of any significant changes by posting the revised policy on our Site along with an updated effective date. We encourage you to review this policy periodically.

10. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Morternz Sovereign Finance
Route de Saint-Cergue 24bis #1068
Nyon, VD 1260
Switzerland
Email: privacy@morternz.com